South Carolina Windshield State Law 

Same Day Windshields works with insurance carriers to help customers who carry comprehensive insurance coverage in South Carolina benefit from an important South Carolina statute. This statute mandates that the deductible provision in such a policy is not applicable to windshield replacement claims.

In other words, there is no out-of-pocket cost to you as a policyholder if you carry full coverage (comprehensive) insurance in South Carolina on your vehicle. This often comes as a pleasant surprise to our customers when it applies to them.

SECTION 38-77-280.Collision coverage; comprehensive coverage.

(A) Any automobile insurer may, at its own election, make collision coverage and either comprehensive or fire, theft, and combined additional coverage available to an insured or qualified applicant who requests the coverage at such rates and under such rules as have been approved by the director. Automobile insurers contracted pursuant to Section 38-77-590 for risks written by them through producers assigned by the facility governing board pursuant to that section may make available collision coverage and either comprehensive or fire, theft, and combined additional coverage available to an insured or qualified applicant who requests the coverage. Notwithstanding Section 38-77-590(g), a designated producer may have one or more voluntary outlets for automobile physical damage.

(B) Any automobile physical damage insurance coverage deductible or policy deductible does not apply to automobile safety glass.