Kentucky State Law Governs Windshield Replacement Claims

Same Day Windshields works with insurance carriers to help customers who carry comprehensive insurance coverage in Kentucky benefit from an important Kentucky statute. This statute mandates that the deductible provision in such a policy is not applicable to windshield replacement claims.

In other words, there is no out-of-pocket cost to you as a policyholder if you carry full coverage (comprehensive) insurance in Kentucky on your vehicle. This often comes as a pleasant surprise to our customers when it applies to them.

Here is the exact language from Kentucky Statute 304.20-060:

“Any motor vehicle insurance policy issued by an admitted or nonadmitted carrier that provides comprehensive coverage or other than collision coverage, whether designated as such or included within a broader coverage, shall, when the claim is for motor vehicle glass only, provide complete coverage for repair or replacement of damaged motor vehicle glass without regard to any deductible or minimum amount.”